Interest-free payment


  • Pay for your purchase over four equal instalments, due every two weeks. Afterpay makes it simple to pay when it suits you best.
  • If you make repayments on time, you’ll only ever pay the price of the item you’ve purchased. The only fees Afterpay charges are late fees for missed payments.
  • Forget about long, complicated application forms. Afterpay’s proprietary platform makes it quick and easy to get approved instantly and keep shopping.


  • Apply for your zip account and make as many purchases as you want up to your limit.
  • Everyone’s different. That’s why you can tailor your payments to suit your lifestyle.
  • Every purchase you make with Zip is interest free.
  • Minimum payment of $40/month
  • Account fee of $6 a month (waived if you have no balance)


  • Apply for up to $2,000.
  • You deposit is taken as an upfront payment in your humm account.
  • Repay in 5 or 10 slices weekly or fortnightly. There is no monthly fee for 5 slices (over 2.5months) but a fee of $8 a month if you choose 10 slices (over 5 months).
  • Late payment fee of $6.
  • Repay and free up your balance to spend again.